What should you look for when choosing an investment advisor?
- Is your advisor a fiduciary? Fiduciary advisors are required by law to act in your best interest.
- Is your advisor fee-only? Fee-only advisors are compensated only by you, the client. If your advisor is also compensated by third parties, you have to wonder if they truly are committed to your best interest. For example, could your advisor be recommending a certain mutual fund or annuity because he or she gets a commission, sales charge (load), or another form of compensation for selling that product? If they are fee-only, then they are free from potential subjective outside influences.
- Does your advisor use index or asset funds? If not, then why not. What are the reasons that your advisor is using to promote the stocks, mutual funds, and other financial products in your portfolio? Demand data that support the claims, specifically how has your portfolio performed against the underlying indices, net of all fees (not just any index, but one that closely represents the assets within your holdings). These data should be easily generated and clearly presented.
Do you even need an advisor?
Are we the right investment management advisor for you?
What is a fiduciary?
What metrics do you use by which to pick stocks?
Can you hold individual stocks in your portfolio?
What are your services?
Identifying Risk Capacity
Customizing Asset Allocation
Behavior Finance Advice
We don’t believe that a one-stop shop can maximize value for each service to all clients. We advise clients to also use estate planning attorneys, fee-only insurance advisors, and tax accountants in collaboration with our asset management services.
What are Sabela's investment management fees?
|Next $5,000,000 (+)||.15|
Our initial account minimum investment is $100,000. We treat each client independently and may in some cases waive the initial minimum investment requirement. Solely at our discretion, in some cases the fees may be negotiable.